Terms of Service

Last updated: 6/20/2025

These terms govern your use of our AI-powered financial therapy and coaching platform. By using our services, you agree to these terms and our commitment to supporting your financial wellness journey.

Acceptance of Terms

By accessing or using SpendSentinel ("the Service"), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use the Service.

Description of Service

SpendSentinel is an AI-powered digital wellness platform that provides:

  • Financial behavior analysis using Internal Family Systems (IFS) methodology
  • AI-driven coaching and therapy tools for financial wellness
  • Expense tracking and categorization features
  • Financial timeline mapping and goal visualization
  • Self-compassion and mindfulness exercises
  • Panic mode and grounding exercise features

Important Limitation

SpendSentinel is a digital wellness tool and does NOT replace professional financial advice, therapy, or mental health treatment. We are not licensed financial advisors or mental health professionals.

User Eligibility

Age Requirements

  • You must be at least 18 years old to use this Service
  • Users under 18 are prohibited from creating accounts
Emergency Protocol

If you are experiencing thoughts of self-harm or are in crisis, immediately contact:

  • Emergency services (911 in the US)
  • National Suicide Prevention Lifeline: 988
  • Crisis Text Line: Text HOME to 741741
Contact Information

For questions about these terms or our Service:

We are dedicated to supporting your financial wellness journey with compassion, respect, and the highest ethical standards. These terms exist to protect both you and our ability to provide this important service.

SpendSentinel

AI-powered financial therapy and coaching for emotional well-being and financial health.

Legal

Privacy PolicyTerms of Service

Disclaimer: SpendSentinel is a digital wellness tool and does not replace professional financial advice or mental health treatment. If you're experiencing a mental health crisis, please contact your local emergency services or a mental health professional.

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Made with awareness in Czech Republic